As tokenized real-world assets on the XDC Network cross $717 million, data from TradeFi.Network shows nearly half of that capital now sits inside a private-credit allocator; institutional finance is actually moving on-chain.
On-chain data from TradeFi.Network shows that total RWAs tokenized on the XDC Network have reached $717 million. More striking, however, is where that capital is concentrated: $345.3 million, roughly 48% of the network’s RWA, is now deployed through VERT Capital in USDC-denominated private credit pools. The data points to something more deliberate: institutional private credit moving on-chain at scale and selectively.
(Source: TradeFi Network )
What the Data Signals
Three signals emerge clearly from the numbers:
- Capital is consolidating, not diversifying.
Nearly half of all RWAs on XDC are managed by a single private-credit allocator, suggesting conviction rather than experimentation. - Private credit has overtaken other RWA categories.
Unlike tokenized treasuries or commodities, these pools represent long-duration, yield-bearing credit instruments, traditionally among the least transparent corners of finance. - Settlement risk is being minimized.
The exclusive use of USDC indicates institutional preference for regulated, fiat-backed settlement over volatile crypto assets.
Why XDC, and Why Now?
Private credit markets exceed $1.6 trillion globally and are expected to reach $3 trillion, according to Moody’s analysis, yet much of the infrastructure remains manual and opaque. Tokenization does not change credit risk, but it radically changes settlement speed, reporting, and operational efficiency.
(source: Moody)
The XDC Network has quietly positioned itself around those exact requirements: low transaction costs, predictable finality, and permission-aware infrastructure tailored for financial institutions.
The result, according to TradeFi data, is not a surge of small issuers, but fewer, larger pools deploying meaningful capital.
One of the largest concentrations of tokenized private credit has formed without marketing campaigns or retail incentives. If this pattern continues, the next phase of RWA adoption may be defined less by pilots and more by which blockchains quietly become settlement layers for institutional balance sheets.
